United Leasing - Benefits of Leasing

There are numerous reasons why companies choose to lease rather than purchase. It offers businesses real advantages including value, convenience and greater control - all without the complications of costly down payments and credit approval delays.

Leasing is flexible so you can tailor the length and amount of your payments to meet your business needs.

Step-up leases allow you to start with low payments that increase over time so you can concentrate on using the equipment to generate revenue
Skip leases restrict payments to given months of the year so you can plan ahead to cover the slow times
Deferred Payment leases allow a significant grace period before your first payment is due
Master leases offer a more convenient way to add more equipment to your existing lease

Leasing has many distinct financial advantages that can provide solutions to a company’s overall operations. United Leasing can customize a lease program to benefit your business, addressing issues such as cash flow, budget, assets management, tax structure and more. Following are a few of the advantages you can experience with a lease that is designed specifically for your business:

Customized payments – We understand each company has differing needs, differing opportunities and differing budgets. No two companies are alike in their needs, and so evaluating various conditions such as your cash flow and fiscal situation can help us to customize the terms of a lease specific to you and your operations.
Retain capital strength – Leasing allows your business to purchase the equipment and technology needed immediately while spreading payments affordably across time. This allows your company to reserve capital for other day-to-day expenses. In addition, because a lease is not considered a long-term debt or liability, it does not appear as debt on financial statements, thus making you more attractive to traditional lenders when you need them.
Avoid obsolescence – With ownership, you run the risk that new technology will render your equipment obsolete within a few years, leaving you with equipment that no longer meets your needs and that is difficult to sell. Leasing allows you to replace or upgrade equipment to keep your business competitive.
Cash flow forecasting – The fixed nature of a lease obligation eliminates uncertainty about the future cost of the equipment. Your lease payments facilitate more accurate forecasting and planning.
Flexibility – As the company grows and needs change, a lease allows you to add to or upgrade business tools at any point through add-on leases or master leases. If growth is anticipated, be sure to negotiate that option when structuring the lease program. Leases also have the option to include installation, maintenance and other services, if needed.
Tax advantages – One of the biggest challenges of buying equipment outright involves taxes and the time-consuming practice of using depreciation schedules and other tax procedures. Through leasing, tax preparation becomes easier – you make the payment and simply deduct it as a business expense.
Reduced risk – Equipment ownership brings along with it a number of uncertainties, risks, and worries. As a lessee, however, you transfer all the responsibilities of ownership to us while you enjoy all the benefits, using your leased equipment to productively support your operations.
Total financing – Unlike bank loans and other financing options, leasing offers 100% financing and often requires no down payment or equity investment. Additionally, costs not often financed by a bank, such as freight, installation, service contracts and more, can be included in the amount of the lease.
Speed – Leasing allows your company to respond quickly as the need for equipment and technology arises. Your business can be approved for a lease within hours through minimal documentation and can have the products you need in operation quickly, without hassles.

These advantages are only some of the many that can be gained by doing business with United Leasing. The bottom line is that leasing can help your bottom line through flexible options and customized programs.