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California Consumer Privacy Act Disclosure (CCPA)

This California Consumer Privacy Act (“CCPA”) disclosure page supplements the United Leasing & Finance Privacy Policy. The United Leasing & Finance Privacy Policy describes the Personal Data that United Leasing, Inc., and its related entities (collectively, “we” or “us” or “United”) collect, store, use, disclose, and protect Personal Data received from actual and prospective customers, and clients.. These additional disclosures are required by the California Consumer Privacy Act:

Under the CCPA, California residents are entitled to the following:

  • Right to Know: This is your right to know what categories of personal information we collect about you, how we use your personal information, whether we share, disclose, and/or sell your personal information to third parties, and what other rights you may have under the CCPA with respect to your personal information.
  • Right to Delete: This is your right to request that we delete the personal information we have collected from you and maintain in our systems, subject to certain exceptions that permit us to keep your personal information.
  • Right to Access: This is your right to request access to the personal information we have collected about you.
  • Right to Opt-Out of Sale: This right allows you to opt-out of the sale of your personal information to third parties.
  • Right to Non-Discrimination/Equal Service: This right means that we will not discriminate against you in any manner because you elect to exercise any of your rights under the CCPA.
  • Personal identification information, including name, date of birth, address, social security number or country identification number, passport number, driver’s license number, home phone numbers, personal cell phone numbers, personal email addresses, and country of citizenship information.
  • Protected classification characteristics under California or federal law (e.g., age, race, color, ancestry, national origin, citizenship, religion or creed, marital status, medical condition, physical or mental disability, sex, veteran, or military status).
  • Commercial information (e.g., records of personal property, past business transactions, ownership information, vendor information, financial statements, credit explanations and credit histories, bank account statements, facility lists, and bank account details).
  • Internet or other similar network activity while on United’s website (e.g. the date and time of visit, the content viewed on our website, your browser type, your operating system, your IP address, and website features accessed).
  • General geolocation data.

We collect personal information about you from a variety of sources. These sources include:

  • Information you provide to us directly, indirectly, advertently, and inadvertently (which may be obtained from emails, web forms, or in other manners).
  • Information we may automatically collect such as your IP address, the name of the domain you used to access the Internet, the link that brought you to our website, and any links clicked within our website.
  • Information obtained from third parties (e.g., credit bureaus, background check companies, and business verification sites such as Secretaries of State).
  • Publicly available information about you.

United does not sell your personal information to third parties for monetary consideration or for any purpose, including advertising or marketing. In some limited situations, United may disclose or make available certain personal identifiers, as defined by the CCPA, to service providers who perform services on our behalf for specific business purposes. In those instances, these service providers will be given only the Personal Data needed to perform the tasks we request of them, and they are not authorized by us to use or disclose your information except as necessary to perform services on our behalf or to comply with legal requirements. United engages service providers for the following business purposes:

  • To fulfill your requests and service your account, improve our services, and to inform you about and provide you with offers about our products, services, events, as well as those of our affiliates and business partners.
  • Obtaining credit and reporting credit information with credit bureaus, banks, and financing sources involved in transactions with you, particularly for transactions that are syndicated.
  • Digital advertising, which may be integrated with customer relationship management (CRM) software to pull customer data. All information that is collected by means of email is stored with our CRM providers. We may also share information with third parties for services that we believe may be of interest to clients/customers.
  • Analytics and performance data – such as application counts, funded dollars related to vendors, losses, reasons for losses, and customer satisfaction data – with vendor partner companies for the purpose of establishing credit eligibility (such as to obtain your Paynet/FICO score) and determining potential eligibility for additional credit.
  • Auditing
  • Performing business activities and functions on our behalf to support our interactions with you, such as billing and collections, payment processing, analytics and research, marketing, and fraud prevention.

To make a request for access or deletion of your Personal Data, or to opt-out of data collection, please use the information below in order to fill out a form to officially make a request pertaining to your Personal Data.

To exercise one or more of your CCPA rights, please submit a verifiable consumer request:

 

If United receives a request for access to or deletion of Personal Data or to opt-out of data collection of your Personal Data, United will comply with the request according to current and applicable regulations within forty-five (45) business days from when United’s Privacy Team receives the request. It may take up to forty-five (45) days to fulfill your request, or longer if additional time is needed. In the event that we cannot complete your request within the initial forty-five (45) day period, we will notify you within the initial forty-five (45) day period.

All submissions of data requests, deletion, or opt-outs will be verified by our Privacy Team. This team will contact the original submitter of the request to verify their identity as the owner of the Personal Data. In the event that our team is not able to properly validate the identity of the requester, the original request may be denied.

You may contact us by email at info@unitedevv.com, or you can reach us by mail for Personal Data requests related to the CCPA.

Mail to:

United Leasing & Finance
3700 East Morgan Avenue
Evansville, IN 47715