FAQ
We're a commercial equipment finance company headquartered in Evansville, Indiana. We provide capital to businesses acquiring revenue-producing equipment — construction machinery, fleet vehicles, rental inventory, fitness equipment, manufacturing assets, and more. We've been doing it for more than 60 years, and we're third-generation family-owned.
No. We're an independent direct lender that specializes in equipment financing. This means faster decisions and a person who understands your business rather than a call center.
Common categories of equipment we finance include titled vehicles and fleets, construction and earthmoving equipment, rental inventory, fitness equipment, tents and event equipment, and manufacturing and processing equipment. If the equipment is essential for your business to operate, we'll likely finance it.
Construction, equipment rental, car and truck rental, ground transportation, fitness, tents and events, tree care, and home services, among others. Browse the industry pages for more specifics on the industries we serve.
Yes. Multiple units can go under a single agreement. For businesses acquiring throughout the year, you can apply pre-approved financing capacity so you can buy equipment as opportunities come up without a new approval each time.
We don't finance over-the-road long-haul trucking, Blue-Water Vessels, Oil/Gas, Cannabis, or Gaming. We also don't finance consumer purchases — everything we do is commercial. If your situation is outside what we do, we'd rather tell you early on than after an application.
Terms are built around the useful life of the equipment. Our terms typically range from 24 up to 84 months.
Rates are market-based and depend on your credit profile, the term, and the equipment being financed. Your financing representative will quote you a rate as part of the approval — there's no obligation to move forward.
We recommend applying before. Getting approved first means funding is ready the moment you finalize the purchase, which puts you in a stronger position with the seller. You don't need a final quote to start.
Yes. The application takes a few minutes and there's no obligation. Apply online by visiting www.unitedevv.com/apply/
Yes. Our vendor partnership program gives your sales team a financing option to offer at the point of sale, often with a co-branded application page and materials your reps can hand to customers directly.
Still have questions?
For any inquiries feel free to call your account representative or visit out contact page and one of our highly skilled staff will be in touch.