United Leasing & Finance offers equipment finance agreements, leasing options, credit facilities, and refinancing for equipment you currently have with other lenders.

Starting the application process is easy. You can contact us directly to speak with a team member who will guide you through the necessary steps and help you gather the required documentation for a smooth and efficient application experience. If you would like to get started now, you can apply using our secure online credit application by clicking here.

Yes, we offer flexible payment options, including seasonal payments, to accommodate the unique cash flow needs of your business. Our team will work with you to design a payment plan that aligns with your business cycles and financial goals.

United Leasing & Finance will finance your business essential equipment, vehicles, and other business machinery. We provide financing for customers across a wide range of industries such as car rental, construction, manufacturing, hospitality, fitness, health and wellness, taxi and limousine, and much more! We can also finance your customers if you are a dealer or vendor that sells equipment to businesses.

The credit application lists all the items you need to provide including the following: information about the vendor or equipment supplier, business information including legal business name, Federal Tax ID (EIN), annual income, business type, address, a contact name for the person executing the lease, guarantor information, estimated equipment cost, equipment description, and equipment location.

To apply for financing with us, your business must have been operating for at least two years and have a minimum credit score of 675. You’ll need to provide the most recent personal and business tax returns, personal financial statements, and business bank statements.

With most transactions, the approval process takes around 1–2 business days. We will then issue the final documentation. In most cases, the funding only takes a few days. The process can take longer depending on the availability of equipment.

Payments on your equipment finance contract begin once you have taken delivery of the equipment you purchased.