Accelerate Your Car Rental Business with Financing That Goes the Distance.
From economy cars to luxury fleets, United provides flexible financing solutions tailored to your rental business that’s backed by 60 years of industry expertise.
Driving Success for Car Rental Businesses Since 1964
As a car rental business owner, you’re steering a busy operation—managing vehicle availability, keeping your fleet in top shape, and ensuring your customers get the ride they need. Whether you’re focused on short-term rentals for tourists, long-term leases for locals, or providing a specialty fleet of luxury or niche vehicles, you’ve got a lot on your plate.
Since 1964, United Leasing & Finance has been a trusted provider of capital to the vehicle rental market, helping car and truck rental businesses grow and maintain reliable, up-to-date fleets. From nationwide rental franchises to independent rental companies, we offer creative finance solutions tailored to meet the needs of multi-location businesses, single-location operators, and car sharing businesses. Whether you’re expanding, upgrading, or re-fleeting, our customized financing solutions are designed to support your goals at every mile.
When the Road Gets Tough, We Keep You Moving
The last thing you need is financing that stalls your progress. Other lenders and banks tend to run hot and cold depending on the economy, leaving you stuck in neutral when you need to accelerate. But at United Leasing & Finance, we’ve been in the driver’s seat for 60 years, through thick and thin. In fact, we know the road you’re on because we’ve been there ourselves—we owned and operated a car rental business with 32 locations across five states, so we understand this industry inside and out.
We work with businesses like yours every day, whether you’re focused on economical vehicles, luxury brands, or specialty rentals. Our creative financing solutions are designed to keep your business in high gear, helping you grow your fleet, upgrade your inventory, and stay competitive, no matter the road conditions.
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Fueling Your Growth
Flexible Financing for Every Stage
Ready to take your car rental business to the next level? Our financing solutions are here to back your growth, offering the flexibility to add new vehicles, open new locations, or refresh your existing fleet. Our financing can be used for:
- New vehicle purchases
- Expanding or developing new rental locations
- Fleet refresh or upgrade cycles
- Rental fleets and luxury vehicles
Why Partner with United?
Benefits that Drive Your Success
Experience
With 60 years of industry experience, we specialize in understanding the unique needs of the car and truck rental market. Our team is well versed in helping businesses like yours thrive.
Creative Structuring
Our experienced team will craft a customized financing solution specifically designed to meet your business needs, ensuring you receive the funding required for success.
Personalized Service
We take pride in offering personalized service by working closely with you to develop a financing solution that aligns with your business goals.
Factory Ordering
Unlike many banks, we can finance the entire cost of your equipment, preserving your capital and improving cash flow.
Competitive Rates
We offer interest rates that are competitive, aligning with current market trends to ensure that your business receives affordable financing.
Titling Department
We can approve and fund your financing in as little as 48 hours, allowing you to seize business opportunities.
From Compact to Luxury
Financing for Car Rental Operators
Whether you’re adding a few vehicles or expanding to new markets, our financing options are built to support the growth of your car rental business. Explore our flexible terms, competitive rates, and tailored solutions to fuel your fleet.
- Funding from $15,000 up to $20 million
- Flexible terms with creative financing structures
- Terms up to 84 months
- Up to 100% financing
- Competitive fixed rates
- Factory ordering procurement capabilities
- Credit facility options for easy purchasing
Car and Truck Rental Financing FAQs
United Leasing & Finance offers equipment finance agreements, leasing options, credit facilities, and refinancing for equipment you currently have with other lenders.
Starting the application process is easy. You can contact us directly to speak with a team member who will guide you through the necessary steps and help you gather the required documentation for a smooth and efficient application experience. If you would like to get started now, you can apply using our secure online credit application by clicking here.
Yes, we offer flexible payment options, including seasonal payments, to accommodate the unique cash flow needs of your business. Our team will work with you to design a payment plan that aligns with your business cycles and financial goals.
United Leasing & Finance will finance your business essential equipment, vehicles, and other business machinery. We provide financing for customers across a wide range of industries such as car rental, construction, manufacturing, hospitality, fitness, health and wellness, taxi and limousine, and much more! We can also finance your customers if you are a dealer or vendor that sells equipment to businesses.
The credit application lists all the items you need to provide including the following: information about the vendor or equipment supplier, business information including legal business name, Federal Tax ID (EIN), annual income, business type, address, a contact name for the person executing the lease, guarantor information, estimated equipment cost, equipment description, and equipment location.
To apply for financing with us, your business must have been operating for at least two years and have a minimum credit score of 675. You’ll need to provide the most recent personal and business tax returns, personal financial statements, and business bank statements.
With most transactions, the approval process takes around 1–2 business days. We will then issue the final documentation. In most cases, the funding only takes a few days. The process can take longer depending on the availability of equipment.
Payments on your equipment finance contract begin once you have taken delivery of the equipment you purchased.